Based on ValuePenguin's editor's ratings, which factor in coverage options, customer service and rates, State Farm is the best car insurance company in Texas.
Geico, USAA and Chubb are also good companies, though not everyone will qualify for USAA, and Chubb's quotes are often on the higher end.
The average annual cost of full coverage car insurance in Texas is $1,823 per year, or $151 per month, according to Bankrate's study of quoted annual premiums.
1,560 ZIP codes were studied to find average premiums in the state. Car insurance in the Lone Star State costs $149 more than the national average.
State Farm has the best rate for minimum coverage, at an average price of $450 per year, and the lowest rate for full coverage, at $1,094 annually.
We found that the average price of car insurance in Texas is $666 per year, or $56 per month, for minimum coverage.
The average cost of full coverage including comprehensive and collision is $1,872 per year, or $156 per month. But keep in mind that you'll pay a different rate based on your driver profile.